Elite Planning Services

Straight financial advice, and the numbers to back it.

We look at what a business or a household is actually paying, what it is entitled to claim, and what it can realistically borrow — then say so plainly. No products pushed before the position is understood.

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What we advise on

Five areas. Each starts with a review, and the review tells you whether there is anything worth doing — including when the answer is no.

Individuals and families who want a plan, not a product pitch.

Personal Finance Review

A clear read on where your money actually goes, what it costs you, and the three changes worth making first.

Ask about personal finance review →

Limited companies that build, test or improve anything technical.

R&D Tax Credits

Most qualifying companies never claim, and many that do under-claim. We check eligibility properly before anyone pays a fee.

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Established businesses that have been told no by their bank.

Business Finance

Access to lenders beyond the high street — asset finance, invoice finance, working capital — matched to what the business can actually service.

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Anyone renewing on autopilot.

Commercial Insurance

Cover reviewed against what the business really does, not what it did when the policy was written.

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Businesses and directors preparing to borrow.

Credit Improvement

What is actually on the file, what is dragging the score down, and the order to fix it in.

Ask about credit improvement →

How it works

Three steps, and you can stop after the second at no cost.

Step one

A conversation

Twenty minutes on what the business or household is trying to do. No forms first.

Step two

A written position

What we found, what it is worth, and what it would cost to act. If there is nothing worth doing we say that, and there is no charge.

Step three

We handle it

Paperwork, lenders, insurers and claims handled end to end, with one point of contact.

Speak to us

Tell us roughly what you are looking at. We will come back the same working day.

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